Finances Take a Toll on Marriage


Let me be open and honest about our finances…


Years ago, Christa and I (Jay) were taught  “Credit cards are the way to go.  “Build your credit” we were told.  “As long as you can afford the minimum payments it’s ok.”   “Get as much credit as you can.”

WRONG!  All of these statements couldn’t be further from the truth.

Over the past 25 years we have been close to bankruptcy twice.  In 2009, we lost our home.  Finally, at the end of 2010, we decided to do things God’s way.

Our church offered a class on finances called Financial Peace University taught by Dave Ramsey.  Now here in 2013 (after some very hard work and sacrifice) we are very close to being completely debt free. No Credit Cards! Cash or Debit Only!

End the insanity of “You Must Have it Now.” – You don’t need it now!  Save for it and pay cash.

Christa and I don’t fight nor argue the way we used to when we were stressed and up to our eyeballs in debt.

Now we are able to build wealth, help others, build the ministry of Say I Do Forever, and most of all…

…Love God and each other.

Remember the 3 biggest stresses in marriage are


May God Show You the Right Way!


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